Legal notice

General Terms and Conditions

In order to comply with the duty of information contained in article 10 of Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce, the following general information about the website is given below:

Owner of the website


Tax Code (C.I.F.): G-18374199

(Registered in the Andalusian Register of Foundations in Section One, Number 6, Sheet 546)

Registered address: Avd. Fuerzas Armadas, n.º 2 · 18014 Granada

Postal address: Avda. de Madrid 15. Pabellón de Consultas Externas, 2ª Planta (Former Management Area) 18012 Granada

Tel: 958 02 02 45

Fax: 958 02 01 83




Accessing and/or using this Website attributes to that person the condition of user, and the latter accepts, from the moment of that access and/or use, the general conditions of use described in this section.


Use of the Website

The Website offers users information about the services provided by FIBAO and the activities in which it participates. FIBAO may stop providing the service without notifying the user of this and without this entailing any legal obligation for them.


Description and operation of the services

Rules of use and participation in the blog. These rules for making comments on the blog are accepted from the moment the user shares any comment. The comments made by the user must be related to the topic in question. Publishing any type of advertising through comments on the blog is forbidden. The contents of the messages and/or images published on the blog are visible and accessible to all other users.

As soon as the user sends the message, they expressly authorise FIBAO to use and disseminate that text, photograph and/or video through the Website They also waive the right to demand any type of liability and/or compensation for the aforementioned use.

Users will use appropriate and respectful language at all times. Any insults, lack of respect or comments that may violate people’s rights are prohibited. All comments with racist, xenophobic, paedophile, sexist, aggressive or any other type of content that could violate rights or be deemed offensive will be deleted.

Publishing the personal data of third parties in the comments is not permitted. Users are also advised not to post their own personal data.

Users who upload videos or photographs through comments on the blog in which third parties appear will be responsible for obtaining their express consent to the publishing of these images on the Website.

Contributions that may violate copyright or intellectual and/or industrial property rights cannot be published.

FIBAO may remove any comment that contravenes these rules as well as block access by users who do not respect them.


Subscription to the newsletter

By accepting the terms and conditions for subscribing to the newsletter, you authorise us to send you our newsletter every week to the email address provided. You can unsubscribe from this service at any time by following the instructions established in the newsletter itself.


Links to third parties

In the case of links to third-party sites, the user will be governed by the General Terms and Conditions/Legal Notice of the new site. FIBAO will not be liable nor will it have a legal obligation for the use of these sites.


Waiver of guarantees and liability:

FIBAO is not liable, under any circumstances, for damages and losses of any kind that may occur due to, for example: errors or omissions in the content, lack of availability of the site or the transmission of viruses or programs containing malicious or harmful content, despite having taken all the necessary technological measures to prevent this. Likewise, although it tries to keep the information updated, FIBAO cannot guarantee the accuracy of the information offered on this website, which may be incomplete or contain errors.

The user is solely responsible for all their comments and for the consequences that may arise from them. FIBAO does not share nor endorse the opinions that users may express through their comments.


Copyrights (Intellectual and industrial property)

The contents of this Website, including but not limited to the texts, graphics, images, its design and the intellectual property rights that may correspond to these contents, as well as all brands, trade names or any other distinctive signs, are copyrighted and may not be reproduced without the written authorisation of their legal owners.



The personal information that FIBAO collects from the users of this website is used to answer their queries and to send information by any means, including electronically. For more information about the processing of data on this Website, consult our Privacy Policy Privacidad



These general terms and conditions will be governed by Spanish legislation. For the resolution of any dispute that may arise in relation to them, both FIBAO and the users submit to the authority of the legally determined Courts.


Changes to the Legal Notice/General Terms and Conditions

FIBAO may amend the Legal Notice/General Terms and Conditions section when it deems this appropriate. The user must review their content on every visit, as they may be amended without prior notice. They also understand and accept each and every one of the clauses contained in this document. It is the user’s sole responsibility to review the aforementioned terms.